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Mortgage Refinancing Calculator

Use this calculator to find out if you can save money by refinancing your single mortgage, or your first and second mortgages combined. Your mortgage lender can tell you your current payoff amounts.
First Mortgage Information
Principal balance:
(ask your lender for current payoff amount)
Monthly mortgage payment:
(principal and interest only)
Current interest rate:
Second Mortgage Information
Principal balance:
(ask your lender for current payoff amount)
Monthly mortgage payment:
(principal and interest only)
Current interest rate:

Refinancing Information
Refinancing Interest Rate:
Mortgage Term In Years:
Closing Costs :
Financing your closing costs?

Results Of Refinancing
If you refinance at the above terms, your new payment will be:
Your monthly payment change will be: (decrease in parenthesis)/increase:
You will offset the new loan closing costs in this many months:
You will pay this much total interest with your current mortgage:
You will pay this much total interest with if you refinance your mortgage:
You will save this much interest if you refinance:
Net savings if you refinance (interest savings minus closing costs):


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