FAQs About Debt Central's Services

Am I qualified for Debt Central's program? Debt Central's debt consolidation program is intended for people that are unable to pay their debts, are late with payments, and are facing possible bankruptcy and financial disaster. If you have more than $5000.00 in unsecured debt and are having trouble keeping up even with your minimum payments, then Debt Central can help you. How does the Debt Central Debt Consolidation program work? Debt Central's representative will analyze the information you provide us by using our simple form and will determine a monthly repayment amount in your initial analysis based on your income and expense budget. Debt Central's representative will then begin the negotiation process with your creditors to get a repayment plan from them that will fit into your new budget. Each person's situation is different and our personalized service takes that into account when negotiating repayment. Once we have reached a settlement amount with your creditors, we will present this offer to you for your aproval. If you do approve, you can begin our program to become debt free. Can I still use my credit cards while in your program? If credit card debt was included in your debts, then those credit cards included cannot be used. They will be deactivated while you are paying amounts owed. It is advisable that credit cards not included in your settlement not be used. Using credit while enrolled in our plan defeats the purpose of our debt consolidation program. Can I negotiate with my creditors on my own? Yes. Anyone can attempt to negotiate with their creditors on their own, however this is not often successful. Our proven record and working relationship with your creditors make it much more likely that a solid repayment plan is achieved. How do I get started? Fill out the simple information form at the left of this page. One of Debt Central's representatives will contact you shortly and you will be on your way to a debt free life.